Pay API
The future-ready payment initiation solution

Whether you’re a bank, a fintech firm, or a management software publisher, Pay API enables your clients to make payments without leaving your interfaces. Businesses can settle their bills and payroll directly via your application. The Pay API also allows for merchant payment initiation, wallet refilling, instant payments and soon, bulk payment. 

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illustration_API_Pay

DATA
Investments detailed data

  • Add trusted recipients
  • SEPA transfers in 1 business day or scheduled for later
  • Prearranged transfers
+ 0
Institutions in
France and abroad

API
Simple integation
Speedy onboarding

Ready For developers!

  • API that meets the REST and OAuth 2.0 standards
  • Data sent in real time to your webhooks
  • Readable, exhaustive data models in JSON format for easier use 

Ready to try it out? Documentation

POST /users/me/transfers
{
      "id_connector": 59,
      "client_redirect_uri": "https://monuri.org/id",
      "client_state": "AAAA-BBBB-CCCCCCCC",
      "instructions":  [
        {
          "reference_id": "TRANSFERXXXX",
          "label": "Test",
          "amount": 5.95,
          "currency": "EUR",
          "execution_date_type": "first_open_day",
          "beneficiary": {
            "scheme_name": "iban",
            "identification": "FRXXXXXXXXXXXXXXXXXX",
            "label": "Toto",
            "merchant_scheme_name": "siren",
            "merchant_identification": "111111111"
            }
          }
      ],
      "validated": true
}

1. Create your account
2. Test and 
access the documentation
3. Onboarding: Let our experts guide you

4. Use the API on your own and get personalized support

Over 200 clients,
over 200 ways
to use our APIs

See the outstanding experiences our partners have had

With integrated transfers, I can add to my Lydia account instantly without taking out my debit card. I can also manage outgoing transfers from all my connected accounts using a single app.

>> Learn more

It's a seamless experience with a portfolio that is always full thanks to fully integrated transfers available from my always-connected accounts.

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This smart savings service lets you order transfers in one click, sending money that's sitting in a checking account into an interest-bearing account, with full security.

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Security and PSD2 compliance guarantees

Budget Insight is authorised by the ACPR and meets the highest regulatory and security requirements

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